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Institutional Custody: The New Baseline

What the 2026 institutional custody stack actually looks like — multi-sig, MPC, segregated wallets, audit-ready ledger — and why most retail-grade custody falls short.

2026-01-27 11 min readBy Atlas Research

Five years ago, institutional digital-asset custody was a checkbox. Today it is a stack: multi-signature treasury, MPC key management, segregated wallets per counterparty, role-based access control, audit-ready ledger, and quarterly independent attestation. We walk through what each layer does, why it exists, and where retail-grade custody falls short.

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